FullForms / Finance Full Forms List

S.No Acronym Full Form
1 ABCDE Annual Bank Conference on Development Economics
2 ABEDA Arab Bank for Economic Development in Africa
3 ACF Auto Correlation Function
4 ACS Automated Clearing System
5 ADR American Depositary Receipt
6 AEPS Aadhaar Enabled Payments Switch
7 AFS Annual Financial Statement
8 AGM Annual General Meeting
9 AIC Agricultural Insurance Company
10 AICI Agricultural Insurance Corporation of India
11 AIDWA All India Democratic Woman’s Association
12 AIF Alternative Investment Fund
13 AIR Assumed Interest Rate
14 ALCO Asset Liability Committee
15 ALM Asset Liability Management
16 AMC Annual Maintenance Contract
17 AMFI Association of Mutual Funds in India
18 AMFL Association of Mutual Funds in India
19 AML Anti-Money Laundering
20 ANBC Adjusted Net Bank Credit
21 APBS Aadhaar Payment Bridge System
22 APEC Asia-Pacific Economic Cooperation
23 APL Above Poverty Line
24 APM Administered Pricing Mechanism
25 APR Annual Percentage Rate
26 ARC Asset Reconstruction Company
27 ARDR Agricultural and Rural Debt Relief
28 ARM Adjustable Rate Mortgage
29 ASBA Application Supported by Block Amount
30 ASEAN Association of South-East Asian Nations
31 ASEM Asia-Europe Meeting
32 ATM Automatic Teller Machine
33 BCBS Basel Committee for Banking Supervision
34 BCBS Basel Committee on Banking Supervision
35 BIFR Board of Industrial and Financial Reconstruction
36 BIS Bureau of Indian Standards
37 BOE Bill of Exchange
38 BOLT BSE (Bombay Stock Exchange) On-Line Trading
39 BOP Balance of Payments
40 BOT Build, Operate and Transfer
41 BPL Below Poverty Line, British Physical Laboratories Group
42 BSCS Business Support Control System
43 BSE Bombay Stock Exchange
44 BSR Basic Statistical Returns
45 CA Chartered Accountant
46 CABE Central Advisory Board of Education
47 CACP Commission of Agriculture Cost and Price
48 CAD Current Account Deficit
49 CAG Comptroller and Auditor General of India
50 CAMELS Capital Assets Management Earnings Liquidity Systems
51 CAO Chief Accounting Officer
52 CAPEX Capital Expenditures
53 CAR Capital Adequacy Ratio
54 CARE Credit Analysis & Research
55 CASA Current And Savings Accounts
56 CBD Convention on Biological Diversity
57 CBDT Central Board of Direct Taxes
58 CBLO Collateralized Bank Lending Obligations
59 CBS Core Banking Solution
60 CCEA Cabinet Committee on Economic Affairs
61 CCI Competition Commission of India
62 CCIL Clearing Corporation of India limited
63 CCL Cash Credit Limit
64 CD Certificate of Deposit
65 CDB Caribbean Development Bank
66 CDBS Committee of Direction on Banking Statistics
67 CDM Clean Development Mechanism
68 CDMA Code Division Multiple Access
69 CDR Corporate Debt Restructuring
70 CDS Credit Default Swap
71 CDSL Central Depository Services Limited
72 CECA Comprehensive Economic Cooperation Agreement
73 CEPA Comprehensive Economic Partnership Agreement
74 CFA Chartered Financial Analyst
75 CFM Certified Financial Manager
76 CFO Chief Financial Officer
77 CFRA Combined Finance and Revenue Accounts
78 CGRA Currency and Gold Revaluation Account
79 CHOGM Commonwealth Heads of Government Meeting
80 CIA Certified Internal Auditor
81 CIBIL Credit Information Bureau India Limited
82 CII Confederation of Indian Industry
83 CIS Commonwealth of Independent States
84 CISA Certified Information Systems Auditor
85 CITES Convention on International Trade in Endangered Species
86 CITU Centre Of Indian Trade Unions
87 CMA Credit Monitoring Analysis
88 CMA Certified Management Accountant
89 CMIS Currency Management Information System
90 CMO Chief Marketing Officer
91 CMP Common Minimum Program
92 COB Close of Business
93 COO Chief Operating Officer
94 CPA Certified Public Accountant
95 CPFF Commercial Paper Funding Facility
96 CPI Consumer Price Index
97 CPP Certified Payroll Professional
98 CRAR Capital to Risk (Weighted) Assets Ratio
99 CRILC Central Repository of Information on Large Credits
100 CRISIL Credit Rating Information Services of India Limited
101 CRMD Credit Risk Management Department
102 cronym Full Form
103 CRR Cash Reserve Ratio
104 CSE Centre for Science & Environment
105 CSIR Council of Scientific and Industrial Research
106 CSO Central Statistical Organization
107 CSO Chief Security Officer
108 CSR Corporate Social Responsibility
109 CST Central Sales Tax
110 CTC Cost To Company
111 CTI Country Threat Index
112 CTS Cheque Truncation System
113 CTT Commodities Transaction Tax
114 CVC Central Vigilance Commission
115 DA Daily Allowance
116 DAP Development Action Plan
117 DBOD Department of Banking Operations and Development
118 DCA Department of Company Affairs
119 DCB Demand Collection and Balance
120 DDS Data Dissemination Standards
121 DLF Delhi Land and Finance
122 DMIC Delhi-Mumbai Industrial Corridor
123 DPEP District Primary Education Program
124 DPG Deferred Payment Guarantee
125 DPN Demand Promissory Note
126 DRAT Debt Recovery Appellate Tribunal
127 DRI Differential Rate Of Interest
128 DSBB Dissemination Standards Bulletin Board
129 DSCR Debt Service Coverage Ratio
130 DTAA Double Taxation Avoidance Agreement
131 DVP Delivery Versus Payment
132 EADB East African Development Bank
133 EBRD European Bank for Reconstruction and Development
134 ECA Essential Commodity Act
135 ECB External Commercial Borrowings
136 ECC Excise Control Code
137 ECGC Export Credit and Guarantee Corporation
138 EDF Export Development Fund
139 EDI Electronic Data Interchange
140 EDMU External Debt Management Unit
141 EDP Entrepreneurship Development Program
142 EEA Exchange Equalization Account
143 EEC European Economic Community
144 EEFC Exchange Earners’ Foreign Currency
145 EFR Exchange Fluctuation Reserve
146 EFTPOS Electronic Funds Transfer at Point Of Sale
147 EGOM Empowered Group of Ministers
148 EIB European Investment Bank
149 ELSS Equity Linked Saving Scheme
150 EMI Equated Monthly Installment
151 EMS European Monetary System
152 EOD End of the Day
153 EPFO Employees Provident Fund Organization
154 EPOS Electronic Point Of Sale
155 EPS Earnings per Share
156 ERNet Educational and Research Network
157 ESA European Space Agency
158 ESCAP Economic and Social Commission for Asia and Pacify
159 ESI Employees State Insurance
160 ESMA Essential Services Maintenance Act
161 ESOP Employee Stock Ownership Plan
162 ETF Exchange Traded Funds
163 EU European Union
164 EXIM Export-Import(Bank of India)
165 FAO Food and Agriculture Organization
166 FCA Foreign Currency Assets
167 FCCB Foreign Currency Convertible Bond
168 FCEB Foreign Currency Exchangeable Bonds
169 FCNR Foreign Currency Non-Repatriable account deposits
170 FCNRA Foreign Currency Non-Resident Account
171 FDI Foreign Direct Investment
172 FDIC Federal Deposit Insurance Corporation
173 FEDAI Foreign Exchange Dealers Association of India
174 FEMA Foreign Exchange Management Act
175 FERA Foreign Exchange Regulation Act
176 FICCI Federation of Indian Chambers of Commerce and Industry
177 FII Foreign Institutional Investors
178 FIMMDA Fixed Income Money Markets and Derivatives Association
179 FINO Financial Inclusion Network & Operations Limited
180 FIPB Foreign Investment Promotion Board
181 FMCG Fast Moving Consumer Goods
182 FOB Free on Board
183 FOF Flow Of Funds
184 FOREX Foreign Exchange
185 FPI Foreign Portfolio Investment
186 FPO Follow on Public Offer
187 FRA Forward Rate Agreement
188 FRB Federal Reserve Board
189 FRBM Fiscal Responsibility and Budget Management
190 FRN Floating Rate Note
191 FSRASC Financial Sector Regulatory Appointment Search Committee
192 FSSA Food Safety and Standards Authority (Of India)
193 FTA Free Trade Area
194 GAAR General Anti Avoidance Rule
195 GATT General Agreement on Tariffs and Trade
196 GBP Great Britain Pound
197 GDP Gross Domestic Product
198 GEF Global Environment Fund
199 GFD Gross Fiscal Deficit
200 GFS Government Finance Statistics
201 GIC General Insurance Corporation
202 GIRO Government Internal Revenue Order
203 GLS Generalized Least Squares
204 GMS Gold Monetization Scheme
205 GNIE Government Not Included Elsewhere
206 GNP Gross National Product
207 GoI Government of India
208 GPD Gross Primary Deficit
209 GPRS General Packet Radio Service
210 GSM Global Services for Mobile
211 GST Goods and Service Tax
212 HDFC Housing Development Finance Corporation
213 HDI Human Development Index
214 HSBC Hong Kong and Shanghai Banking Corporation
215 HUDCO Housing and Urban Development Corporation
216 HUF Hindu Undivided Family
217 IAAI International Airport Authority Of India
218 IAAS Indian Audit and Accounts Service
219 IADB Inter American Development Bank
220 IADF International Agricultural Development Fund
221 IAEA International Atomic Energy Agency
222 IAS Integrated Accounting Systems
223 IBBI Insolvency and Bankruptcy Board of India
224 IBPS Institute of Banking Personnel Selection
225 IBRD International Bank for Reconstruction and Development
226 IBS International Banking Statistics
227 IBU International Banking Unit
228 ICAI Institute of Chartered Accountants of India
229 ICAR Indian Council of Agricultural Research
230 ICAR Indian Council of Agricultural Research
231 ICCW Indian Council for Child Welfare
232 ICDS Integrated Child Development Service
233 ICMR Indian Council of Medical Research
234 ICOR Incremental Capital Output Ratio
235 ICRA Investment information and Credit Rating Agency
236 ICRC International Committee of Red Cross
237 IDA International Development Association
238 IDD Industrial Development Department
239 IDR Indian Depository Receipts
240 IDRBT Institute for Development & Research in Banking Technology
241 IEPF Investors Education and Protection Fund
242 IES Indian Economic Service
243 IEX Indian Energy Exchange
244 IFAD International Fund for Agricultural Development
245 IFC International Finance Corporation
246 IFR Investment Fluctuation Reserve
247 IFRS International Financial Reporting Standard
248 IFS International Financial Statistics
249 IFTU International Federation of Trade Unions
250 IFWJ Indian Federation of Working Journalists
251 IGLS Iterative Generalized Least Squares
252 IIBF Indian Institute of Banking and Finance
253 IIP Index of Industrial Production
254 IIPA Indian Institute of Public Administration
255 IISS International Institute of Strategic Studies
256 ILO International Labor Organization
257 IMD India Millennium Deposits
258 IMF International Monetary Fund
259 IMO International Maritime Organization
260 IMPS Immediate Payment Service
261 IMRB Indian Market Research Bureau
262 IMT Instant Money Transfer
263 INDU Indian National Defence University
264 IPCC Intergovernmental Panel on Climate Change
265 IPEC International Program on Elimination of Child Labor
266 IPO Initial Public Offering
267 IPPB India Post Payments Bank
268 IPR Intellectual Property Right
269 IRA Individual Retirement Account
270 IRBI Industrial Reconstruction Bank Of India
271 IRDA Insurance Regulatory and Development Authority
272 IREP Integrated Rural Energy Planning
273 IRR Internal Rate Of Return
274 ISIC International Standard Industrial Classification
275 ISO International Standardization Organization
276 ISS International Space Station
277 IT Income Tax
278 ITDC Indian Tourism Development Corporation
279 ITER International Thermonuclear Experiment Reactor
280 ITO Income-Tax Officer
281 ITRS International Transaction Reporting System
282 ITU International Tele-Communication Union
283 JNNURM Jawaharlal Nehru National Urban Renewal Mission
284 KCC Kisan Credit Card
285 KPO Knowledge Process Outsourcing
286 KVIC Khadi and Village Industries Corporation
287 KVP Kisan Vikas Patra
288 KYC Know Your Customer
289 LAB Local Area Bank
290 LAF Liquidity Adjustment Facility
291 LBS Locational Banking Statistics
292 LDB Land Development Bank
293 LDC Least Developed Countries
294 LERMS Liberalized Exchange Rate Management System
295 LIBOR London Inter Bank Offer Rate
296 LIC Life Insurance Corporation of India
297 LLC Limited Liability Company
298 LLP Limited Liability Partnership
299 LOI Letter Of Intent
300 LTCG Long-Term Capital Gains
301 MAIT Manufacturers’ Association for Information Technology
302 MAT Minimum Alternative Tax
303 MCA Ministry Of Company Affairs
304 MCLR Marginal Cost of Lending Rate
305 MCX Multi Commodity Exchange
306 MDG Millennium Development Goals
307 MEP Minimum Export Price
308 MFA Multi-Fiber Agreement
309 MFDF Micro Finance Development Fund
310 MFI Micro Finance Institution
311 MFIN Micro Finance Institution Network
312 MFN Most Favored Nation
313 MICR Magnetic Ink Character Recognition
314 MIN Mutual-Fund Identification Number
315 MIS Management Information System
316 MNC Multi-National Corporation
317 MOU Memorandum of Understanding
318 MRM Monitoring and Review Mechanism
319 MSME Micro Small and Medium Enterprises
320 MSP Minimum Support Price
321 MSS Market Stabilization Scheme
322 MTN Medium Term Note
323 MTO Multilateral Trade Organization
324 MUDRA Micro Units Development and Refinance Agency
325 NABARD National Bank for Agriculture & Rural Development
326 NACP National Aids Control Program
327 NADA National Anti-Doping Agency
328 NAFED National Agricultural Cooperative Marketing Federation of India Ltd
329 NAFTA North America Free Trade Agreement
330 NAIO Non Administratively Independent Office
331 NAMA Non-Agriculture Market Access
332 NAS National Account Statistics
333 NASDAQ National Association of Securities Dealers Automated Quotations
334 NATO North Atlantic Treaty Organization
335 NAV Net Asset Value
336 NBFC Non-Banking Finance Companies
337 NCAER National Council of Applied Economic Research
338 NCDC National Cooperative Development Corporation
339 NCERT National Council of Education Research And Training
340 NCHER National Commission for Higher Education & Research
341 NCND Non-Circumvent and Non-Disclosure
342 NCPCR National Commission for Protection of Child Rights
343 NDA Net Domestic Asset
344 NDC National Development Council
345 NDS Negotiated Dealing Systems
346 NDTL Net Demand And Time Liability
347 NEC Not Elsewhere Classified
348 NECS National Electronic Clearing System
349 NEER Nominal Effective Exchange Rate
350 NEFT National Electronic Funds Transfer
351 NEGP National E-Governance Plan
352 NELP New Exploration Licensing policy
353 NEP National Education Policy
354 NFA Non-Foreign Exchange Assets
355 NFO New Fund Offers
356 NFS National Financial Switch
357 NHAI National Highways Authority of India
358 NHDP National Highways Development Project
359 NHRC National Human Rights Commission
360 NIA National Investigation Agency
361 NIB Nordic Investment Bank
362 NIC National Industrial Classification
363 NIF Note Issuance Facility
364 NIFTY National Stack Exchange Fifty
365 NIFTY National Stack Exchange Fifty
366 NIO National Institute of Oceanography
367 NLMA National Literacy Mission Authority
368 NMDC National Mineral Development Corporation
369 NNML Net Non-Monetary Liabilities
370 NNP Net National Production
371 NPA Non Performing Assets
372 NPA Non-Performing Assets
373 NPCI National Payments Corporation Of India
374 NPD Net Primary Deficit
375 NPR National Population Register
376 NPS National Pensions Scheme
377 NPV Net Present Value
378 NRE Non-Resident External
379 NRG Non-Resident Government
380 NRI Non Resident Indian
381 NSC National Statistical Commission
382 NSDL National Securities Depository Limited
383 NSE National Stock Exchange
384 NSSF National Small Savings Fund
385 NSSO National Sample Survey Organization
386 NTPC National Thermal Power Corporation
387 NYSE New York Stock Exchange
388 OCB Overseas Corporate Bodies
389 ODA Official Development Assistance
390 OECD Organization of Economic Co-Operation and Development
391 OFI Other Financial Institutions
392 OGL Open General License
393 OIC Organization of Islamic Countries
394 OIL Oil India Limited
395 OLTAS On-Line Tax Accounting System
396 OMC Oil Marketing Companies
397 OMO Open Market Operations
398 ONGC Oil And Natural Gas Commission
399 OPEC Organization of Petroleum Exporting Countries
400 OSCE Organization for Security and Cooperation in Europe
401 OTCEI Over-The-Counter Exchange of India
402 OTP One-Time Password
403 PAC Public Accounts Committee
404 PACF Partial Auto-Correlation Function
405 PACS Primary Agriculture Credit Societies
406 PATA Pacific-Asia Travel Association
407 PCI Per Capita Income
408 PDO Public Debt Office
409 PDS Public Distribution System
410 PES Public Enterprises Survey
411 PFRDA Pension Fund Regulatory and Development Authority
412 PGS Payment Gateway System
413 PIL Public Interest Litigation
414 PIN Personal Identification Number
415 PIO Persons of Indian Origin
416 PIS Portfolio Investment Scheme
417 POA Power of Attorney
418 PoS Point of Sale
419 PPF Public Provident Fund
420 PPIs Prepaid Payment Instruments
421 PPP Public private partnership
422 PRB Primary Revenue Balance
423 PRSF Partial Risk Sharing Facility
424 PSE Public Sector Enterprises
425 PSI Pound per Square Inch
426 PSI Pound per Square Inch
427 PSP Profit Sharing Plan
428 PTA Preferential Trade Area
429 PTC Pass Through Certificate
430 QFI Qualified Foreign Individuals
431 QIB Qualified Institutional Buyer
432 QIP Qualified Institutional Placement
433 QR Quantitative Restriction
434 REC Rural Electrification Corporation
435 REIT Real Estate Investment Trust
436 RFC Resident Foreign Currency
437 RIB Resurgent India Bonds
438 RIDF Rural Infrastructure Development Fund
439 RLA Recoveries of Loans & Advances
440 RLC Repayment of Loans to Centre
441 RoA Return On Assets
442 RoE Return On Equity
443 ROI Return On Investment
444 ROIC Return On Invested Capital
445 RONA Return On Net Assets
446 ROS Return On Sales
447 RPA Rupee Payment Area
448 RRPI Rural Retail Price Index
449 RTGS Real Time Gross Settlement
450 RTP Reserve Tranche Position
451 RUF Revolving Underwriting Facility
452 RWA Risk Weighted Assets
453 SAARC South Asian Association for Regional Co-Operation
454 SAIL Steel Authority of India Limited
455 SAM Social Accounting Matrix
456 SAS Statistical Analysis System
457 SCB Scheduled Commercial Bank
458 SCC Selective Credit Control
459 SDBS Service Discharge Benefit Scheme
460 SDR Special Drawing Rights
461 SEBI Securities and Exchange Board of India
462 SEC Securities Exchange Commission
463 SECC Socio Economic & Caste Census
464 SENSEX Stock Exchange Sensitive Index
465 SEPA Single Euro Payment Area
466 SEWA Self Employed Woman’s Association
467 SEZ Special Economic Zone
468 SFC State Financial Corporation
469 SFMS Structured Financial Messaging Services
470 SGB Sovereign Gold Bond
471 SHG Self Help Group
472 SIDC State Industrial Development Corporation
473 SIFI Systematically Important Financial Intermediaries
474 SIP Systematic Investment Plan
475 SIP Systematic Investment Plan
476 SIPS Systemically Important Payment System
477 SIV Structured Investment Vehicle
478 SJSRY Swarna Jayanthi Shahari Rozgar Yojana
479 SKU Stock Keeping Unit
480 SLA Service Level Agreement
481 SLR Statutory Liquidity Ratio
482 SLRS Scheme for Liberation and Rehabilitation of Scavengers
483 SME Small and Medium Industries
484 SMG Standing Monitoring Group
485 SNA System of National Accounts
486 SPNS Shared Payment Network System
487 SPV Special Purpose Vehicle
488 SSI Small Scale Industries
489 SSSBE Small Scale Service and Business Enterprises
490 STT Securities Transaction Tax
491 SWIFT Society for Worldwide Interbank Financial Telecommunication
492 TA&DA Travelling Allowance & Dearness Allowance
493 TA&DA Travelling Allowance & Dearness Allowance
494 TAN Tax-deduction Account Number
495 TDR Ticket Deposit Receipt
496 TIFR Tata Institute Of Fundamental Research
497 TIN Taxpayer Identification Number
498 TISCO Tata Iron and Steel Company
499 TPDS Targeted Public Distribution System
500 TRIMs Trade Related Investment Measures
501 TRIPS Trade Related Intellectual Property Rights
502 TRYSEM Training of Rural Youth for Self-Employment
503 TSA Tax-Sheltered Annuity
504 TSR Total Shareholder Return
505 UBB Uniform Balance Book
506 UBD Urban Banks Department
507 UBIN Unique Business Identification Number
508 UCN Uniform Code Numbers
509 UEBA Universal Electronic Bank Account
510 UIDAI Unique Identification Authority of India
511 UNCTAD United Nations Conference on Trade and Development
512 UNDP United Nations Development Program
513 UNFPO United Nations Fund for Population Activities
514 UPI Unified Payments Interface
515 UPIN Unique Property Identification Numbers
516 USB Ultra Small Branch
517 USD United States Dollar
518 USP Unique Selling Proposition
519 USSD Unstructured Supplementary Service Data
520 UTI Unit Trust of India
521 VAT Value Added Tax
522 VAT Value Added Tax
523 VDBS Vertically Differentiated Banking System
524 VDIS Voluntary Disclosure of Income Scheme
525 VPA Virtual Payment Address
526 VRS Voluntary Retirement Scheme
527 WBCIS Weather Based Crop Insurance Scheme
528 WC Working capital
529 WCTL Working Capital Term Loan
530 WEF World Economic Forum
531 WMA Ways and Means Advances
532 WPI Wholesale Price Index
533 WTO World Trade Organization


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